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Undergraduate Financial Aid

St. Thomas is a best value in education

US News Best Value Schools LogoWhen it comes to academic quality, . In addition to providing an extraordinary education, we also make it attainable financially by offering each student up to $33,000 in merit-based scholarships per year. Need-based aid is available too. If you dream of becoming a Tommie, we want you to be part of our community and will do all we can to help you make it happen. And, when you graduate from St. Thomas you will be ready for success - 97% of Tommies are employed or in graduate school within six months of graduation.

A St. Thomas Education is Within Reach

100%

of first-time, first-year students are offered a St. Thomas scholarship, which you can use to pay any of your costs of attendance at St. Thomas

$2,528

is the average cost of tuition and fees per year for students in the Class of 2025 whose family have an adjusted gross income of under $50,000 a year and use their St. Thomas scholarship to pay tuition and fees

$23,068

is the average cost of tuition per year (after merit aid) for students in the Class of 2025 who use their St. Thomas scholarship to pay tuition

We'll Help You Figure Out the Cost of College

Financial Aid may be available to assist you with your direct costs (i.e. tuition, fees, on campus housing, meal plan) and other indirect costs (off campus housing, food, books, supplies, course materials, equipment, transportation, personal expenses, etc.). Find information on the Estimated Financial Aid Cost of Attendance Budget Components for your degree.

Personalized Support

You are assigned one financial aid counselor to help you the entire time you're a Tommie. They will guide you through the process and are always available to answer your questions.

Cost Information

We'll help you understand costs of college and the many ways to lower them.

Net Price Calculator

This helpful tool will provide an estimate of your financial aid and net cost.

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Scholarships

St. Thomas offers many scholarships to support your education, including several full-tuition scholarships. Full-tuition scholarships include the Dease Scholarship Program, , and Science, Mathematics and Engineering Scholarship. There are plenty of opportunities for both future students and students currently attending St. Thomas.

View Available Scholarships

St. Thomas Commitments

  • Automatic Consideration for a Scholarship

    100-percent of first-time, first-year students are offered a St. Thomas scholarship. Outside aid does not reduce the St. Thomas scholarship for most students.

  • Merit-Based Scholarships Not Reduced During Program

    The amount of your St. Thomas merit-based scholarship awards will not be reduced during your undergraduate program (for up to eight semesters) as long as you are consecutively enrolled as a full-time, degree-seeking student making Satisfactory Academic Progress, and the aid you receive from St. Thomas and outside sources does not exceed your cost of attendance.

  • Aid Packages Can Be Reevaluated

    If your family experiences a substantial change in financial circumstances, we will reevaluate your aid package and provide additional financial resources if you qualify. Your financial aid counselor will help you navigate next steps.

Need-Based Options

Anyone applying for need-based aid needs to submit either the Free Application for Federal Student Aid (FAFSA) or the Minnesota (MN) Dream Act.

FAFSA

The Free Application for Federal Student Aid (FAFSA) is the primary way most students gain access to need-based financial assistance to help fund their education.

Minnesota Dream Act

The Minnesota Dream Act allows undocumented students who are residents of Minnesota to be eligible for state financial aid and grant programs.

Types of Financial Aid

The scholarships awarded by St. Thomas are just the beginning. Outside aid and St. Thomas need-based grants can help cut your Cost of Attendance even more. Find some of the many ways you can help pay for college.

Scholarships They’re the biggest way to drive down costs. And we have a lot of them. In fact, 100% of first-year students are offered a St. Thomas scholarship. View Scholarships
Grants These are need-based funds that you never have to pay back. (You will need to submit the FAFSA or MN Dream Act each year.) View Grants
Loans You can borrow money and defer repayment until after graduation; often the best option for covering the gap in your bill. View Loans
Student Employment All students have the opportunity to work on campus, earning money to offset expenses, gaining valuable work experience, and helping the university deliver necessary services. View Student Employment
Tuition Remission Some organizations offer tuition remission benefits to their employees and dependents; these benefits help pay for the cost of college. More about Tuition Remission Programs
Military Benefits Veterans, veterans' spouses and dependents, and ROTC members may be entitled to benefits from a variety of programs to assist with educational expenses. More information about these programs is available in the link to the right. View Military Benefits
Tax Benefits Several federal tax benefits are available to help pay for post-secondary education. These include tax credits, tax deductions and exclusions from gross income. View Tax Information
J-Term and Summer Term Summer session and January term (J-term) courses are offered at a 50% tuition discount. Students are still encouraged to apply for financial aid specific to Summer and J-term. View J-Term and Summer Term Financial Aid
Study Abroad Financial aid is available for study abroad programs approved by the St. Thomas Office of Study Abroad. View Study Abroad Financial Aid
Outside Aid When calculating your financial aid package, St. Thomas must consider all scholarships, grants, and education-related benefits you receive from sources other than St. Thomas. If you receive any outside aid, please report it in the financial aid award section of . Outside Scholarships

Important Financial Aid Details

Consumer Information: Consumer Information for prospective and current students required by the Higher Education Act and Reporting Student Concerns.

Resources

Your one-stop-shop for the forms, timelines and links to help you through the financial aid process.

Policies

Financial aid is all about the details. And here are the details about how we administer financial aid. It can get complicated, so let us know if you have questions.

Decided on St. Thomas?

The process isn’t over once you’ve submitted your confirming deposit. There are a few things you still have to do on the financial aid side of things before you get here this fall. Use our Financial Aid Checklist to help you through the steps.